Reader’s Question:

I got two tickets with just one month in New York but they are not in my driving record. Do I need to include this when I get car insurance quote?

Harry

New York City NY

If you paid the fine associated with the citations you received and it is not listed in your driving record then the convictions have not made their way from the one state agency database. The tickets will likely be on your driving record eventually.

When filling car insurance application in New York you need to provide the most accurate and correct information. If the insurer asks about your tickets that happened within a certain time period you will need to list the tickets that you received.

If you give incorrect information and the insurance provider runs your driving record then the quote that you receive will have to be adjusted so that you can be rated correctly.

It is considered car insurance fraud in most states if you intentionally provide wrong information just to get lower car insurance rate.